Don't Be Chad - My Bitcoin Story

The complete story of my Bitcoin story from 2011 to today, including the mistakes and lessons learned along the way. The details below reflect the actual timeline and experiences that led me to create this site.

2011: The Beginning - First Encounters

Discovering Bitcoin on Slashdot & Ars Technica

  1. Back in 2011, I regularly read tech sites like Slashdot and Ars Technica. It was there that I first encountered stories about “crazy internet money.” As a long-time computer geek, I was:
  2. Skeptical but intrigued: I knew digital currencies were possible—ever heard of Flooz?!—but they never worked beyond the issuing entity
  3. Technically curious: The computer science problems that were simultaneously solved in Bitcoin were mindblowing…almost to an unbelievable level
  4. Early adopter: No, I’m not a hipster–can’t grow facial hair much at all–but I got interested in Bitcoin before it was cool

CPU Mining and First Loss

  • Mining method: Used Bitcoin Core on CPU to mine directly to wallet.dat
  • Success: Actually managed to mine some Bitcoin (was it really 50BTC then?!)
  • The disaster: The wallet.dat file was corrupted and lost in a hard drive failure
  • Lesson learned: Backups are not optional in Bitcoin
  • Cost: Unknown amount (Bitcoin was worth pennies then, but priceless lesson)

2012: Outsmarting Myself

Losing A Wallet Password

After losing the previous wallet to a failed hard drive, I began regularly backing up my wallet file(s). However, I also put a password on the file. Let’s put a pin in that.

2013-2016: The Altcoin Exploration

2013: Dogecoin Experiment

  • Discovery: Learned about “the memecoin to rule them all”
  • Method: Used faucets to accumulate DOGE
  • Experience: First introduction to crypto culture

2013: …And I Lost The Password

  • Discovery: When trying to open the wallet on a restored machine, I realized I didn’t remember the password…on a wallet that had multiple Bitcoin
  • Action: I contacted a wallet-recovery service for assistance in recovering the wallet
  • Results: They were unable to recover the wallet
  • Lesson learned: Remember your password

2014: Starting (Undisciplined) DCA

  • Platform: Started monthly Bitcoin purchases on Coinbase
  • Strategy: Dollar-cost averaging before it was cool
  • Regularity: October 2014 marked the beginning of accumulation (but it certainly was not disciplined)

2014: BTC Hardware Wallet Upgrade #1

  • Purchase: Trezor Model One
  • Benefit: Finally had a reasonable signing solution for my Bitcoin (instead of a hard drive and backups)

2015: Ethereum Distraction

  • The Turing complete revelation: “Wait, Ethereum is Turing complete?!”
  • Path taken: My software development background led me down the “Bitcoin 2.0” rabbit hole
  • Time sink: Spent way too much time on complex smart contracts
  • Lesson: Sometimes simpler is better

2016: GPU Mining Era

  • Platform: NiceHash for GPU mining profitability
  • Focus: Mostly mining altcoins for Bitcoin profits
  • Experience: Learned about mining profitability and hardware management

2017: ASIC Mining and the Trading Disaster

ASIC Mining Adventure

  • Hardware: Got into ASIC mining, mostly Litecoin (L3++ machines)
  • Strategy: Mining Litecoin to accumulate Bitcoin
  • Complexity: Miner configurations, pools, exchanges, swaps: hard to manage & maintain
  • Results: Accumulated Bitcoin at a discount

Gunbot Automated Trading Disaster

Feeling confident about my technical skills, I discovered automated trading bots:

  • Platform: Gunbot - popular cryptocurrency trading bot
  • Strategy: Automated grid trading for “passive income”
  • Setup: Configured complex trading algorithms for Bitcoin and altcoins
  • Initial success: Small profits that made me overconfident

The DeFi Trading Experiment

I got into early DeFi before “DeFi” was even a common term:

  • Platforms: Various early decentralized exchanges
  • Strategy: Automated arbitrage and liquidity provision
  • Complexity: Multiple smart contract interactions
  • Gas fees: Transactions were very expensive (especially when they failed!)
  • Technical issues: Smart contract bugs and failed transactions

The Automated Trading Catastrophe

The combination of Gunbot and early DeFi trading was disastrous:

  • Over-optimization: Configured overly aggressive trading parameters
  • Market volatility: 2017 December crash wiped out automated positions
  • Slippage losses: Automated trades executed at terrible prices
  • Gas wars: Paid enormous fees during network congestion
  • Smart contract failures: Lost funds in buggy early DeFi protocols

“Taking Profits”

Sometimes you’ve got to let it ride…

  • The selling mistake: Started selling into the 2017 Bitcoin rally in August
  • Compounded error: Kept selling through November
  • Ultimate failure: Bought back in December (the absolute top)

The Total 2017 Damage

The year of “advanced trading” cost me dearly:

  • Mining profits lost: Sold early, bought at peak
  • Bot subscriptions: Hundreds of dollars–almost 1BTC since I bought the license during the lows that year–spent on Gunbot licenses
  • Trading losses: Automated bot made terrible decisions during crash
  • DeFi disasters: Lost funds in early smart contract failures
  • Gas fees: Hundreds spent on failed transactions
  • Psychological damage: Overconfidence leading to massive losses

The Psychology Problem

This was my first major psychological mistake compounded by technology:

  • Paper hands: Sold during the rally instead of holding
  • Overconfidence: Thought automated trading made me invincible
  • FOMO buying: Bought back at the peak after selling low
  • Complexity trap: Believed technology could beat simple discipline
  • Lesson: Automation and complexity don’t replace patience and discipline

Lessons from the Trading Bot Era

  1. Automated trading is hard: Bots make mistakes just like humans
  2. Complexity adds risk: Every additional system adds failure points
  3. Early DeFi was dangerous: Smart contracts were experimental and buggy
  4. Gas fees matter: Automated trading can burn through fees quickly
  5. Simple beats complex: Dollar-cost averaging beats sophisticated algorithms

One (Somewhat) Good Decision: BTC Hardware Wallet Upgrade #2

  • Purchase: Ledger Nano S
  • Justification: Altcoins can’t be stored in a Trezor, so at least I put them in a hardware wallet…
  • Problem: Mining directly to a hardware wallet creates a lot of problems, discussed elsewhere on this site

2018: The Altcoin Circus

Getting Overwhelmed

2018 was when crypto started getting really complex:

  • Too many projects: Hundreds of new altcoins daily
  • Information overload: Couldn’t keep up with developments
  • Analysis paralysis: Too many choices, no clear direction

PoWH3D & UpStake

  • The pyramid scheme: Got caught up in proof-of-weak-hands gamification of crypto
  • The promise: High yields through gambling mechanisms
  • Reality: Just sophisticated pyramid schemes with crypto dressing
  • Lesson: Just buy and hold Bitcoin

2019: The First Major Security Loss

Celsius Yield Trap

  • The mistake: Moved most crypto assets to Celsius for “yield”
  • The thinking: “Free money” from lending my Bitcoin
  • Reality: Centralized counterparty risk
  • The scam: CEO was a scammer: I lost significant Bitcoin
  • Lesson: Not your keys, not your Bitcoin (the hard way)

2020: Forced Savings and More Exchange Risk

401k Conversion

  • Platform: Used iTrustCapital to convert retirement funds
  • Investment: Significant retirement money converted to crypto
  • Mistake repeated: Still leaving Bitcoin on exchange
  • Risk: Centralized custodian with my life savings

The Pattern Recognition

Looking back, I see the pattern:

  • Convenience over security: Always choosing easy over safe
  • Trusting third parties: Assuming companies would protect me
  • No proper backup: Still didn’t have secure backup systems

Heating My House with Miners

In the winter, I repurposed ASIC miners–mostly the L3++–for home heating:

  • Low setup complexity: Plugged miners in and fed into the HVAC system
  • Heating rebate: Cost of heating offset by Bitcoin accumulation
  • Noise management: Custom firmware & modified fans
  • Temperature monitoring: Automated systems to prevent overheating

2021: The Ultimate FOMO Disaster

Altcoin Scams

Wanting to make up for losses, I tripled down on mistakes:

  • Elephant.money: “DeFi protocol” promising 1000x returns
  • DRIP: Heavily endorsed high-yield project
  • Multiple ‘degen’ tokens: In short, ponzis that generated yield for early adopters
  • Opportunity Cost: Substantial Bitcoin sent to various scams
  • Psychology: Trying to recover losses with bigger risks
  • Result: More money lost to speculative nonsense

Home Mining Upgrade

I added electrical capacity to my garage to keep pipes from freezing:

  • Upgraded electrical: Added a subpanel to the garage
  • Bought PDUs: Each with dedicated switches & fuses
  • Bought miners: Added used miners (S19, S19 Pro, T19) to garage for heat

2022: The Painful Reality Check

Well, It Started Off Great…

  • Out of the blue: The wallet recovery guy contacted me and let me know that he’d cracked the password
  • Process: I sent him my wallet.dat file, he took his cut–20% or 30%–and sent me the rest of my Bitcoin
  • Lesson: The Bitcoin community is awesome

The Great Crash

Bitcoin crashed from $69k to $35k, then to $16k:

  • Portfolio devastation: Down 70% from peak
  • Psychological impact: Depression, regret, anger at myself
  • The realization: I had no idea what Bitcoin actually was and how it is, in fact, a zero-to-one discovery of digital scarcity

Celsius Collapse

  • The event: Celsius went bankrupt
  • Loss: Most of my crypto (and a significant amount of my Bitcoin)
  • Lesson: Centralized “crypto” platforms are extremely risky

The Learning Awakening

This was my rock bottom:

  • Total losses: Substantial amount in Bitcoin value lost
  • Psychological state: Complete demoralization and shame
  • The pivot: Learn if Bitcoin was really the apex predator or if it was all a scam
  • Decision: Suck it up, Buttercup

Return to Dollar-Cost Averaging (but disciplined this time)

  • Strategy: Regular Bitcoin purchases regardless of price
  • Discipline: Automated purchases, emotion removed
  • Focus: Long-term accumulation, not trading
  • Results: Slow but steady position rebuilding

2023: The Recovery Year

Executive Presentation

  • Stealth Accumulation: Used miners to heat conference rooms and sent the Bitcoin to a company wallet
  • Executive Team: Gave my initial pitch to the executives to really get into Bitcoin (after showing them the company already had some on the balance sheet)

Bitcoin Focus

  • Conversions: Traded altcoins for Bitcoin
  • Philosophical Alignment: Started preferring Bitcoin-only companies
  • Mining: Purchase of additional Bitcoin miners, including local and remotely hosted
  • Results: Continued growth in Bitcoin position

The Education Marathon

Instead of more mistakes, I chose education:

  • Books consumed: The Bitcoin Standard, Inventing Bitcoin, The Sovereign Individual (I’ll post a list of all of the books on this site soon)
  • Whitepaper study: Read and reread Satoshi’s whitepaper multiple times
  • Technical learning: Nodes, mining, pools, security, privacy
  • Bitcoin node: Set up two Bitcoin nodes (for redundancy)
  • LND node: Set up LND to test out Lightning

Upgraded Security Implementation

  • Hardware wallet: Blockstream Jade (later upgraded to Foundation Passport & ColdCard models)
  • Multisig: Geographically distributed hardware wallets (thanks, Matthew Kratter!)
  • Seed phrase backup: Multiple copies in different secure locations
  • Security hygiene: MFA everywhere, password manager, TOR/VPN when required
  • Recovery testing: Successfully restored from seed phrase multiple times

2024: The First Step Is To Admit You Have A Problem

Attended a Mining Bootcamp

Decided to talk with industry professionals to get a better understanding of the backbone of Bitcoin production

  • Hands-on experience: Learned ASIC operation, maintenance, and optimization
  • Mining economics: Understanding hash rate, electricity costs, mining difficulty adjustments, and profitability calculations
  • Industry insights: Learned about real estate acquisition, differences in power grids, market dynamics, and how financial regulations impair development of Bitcoin mines
  • Networking: Connected with professional miners and industry experts

More Education

After a few years without social media, I set up a few accounts to engage with the Bitcoin community:

  • NOSTR: Tested a number of clients in the (quite obvious) early days
  • Club Orange: Joined a few groups, including Lifetime, Mining, and Lightning (used to be called Orange Pill App)
  • Telegram: Joined a number of channels, especially dedicated to modding miners

Focusing On Helping Others

Realized my painful experiences had value:

  • Community participation: Helping newcomers in Bitcoin communities
  • Mentorship: Helped friends, family, and co-workers familiarize themselves with Bitcoin
  • Wrestle with reality: Started really thinking through the causality chain of every mistake

Hosted Mining & Dedicated Bitcoin Spreadsheet Modeling

Utilizing the data analysis skills obtained in my career, I started writing spreadsheets to model:

  • Personal Finances: How Bitcoin affects retirement planning
  • Miner Profitability: Fastest ROI vs longest “survival” rate vs tax writeoffs
  • Miner Optimization: Optimized parameters in custom firmware to get more hashrate at the lowest possible electrical cost

2025: Meatspace FTW

Attended Multiple Conferences

  • Heatpunk Summit: Best signal-to-noise ratio at a conference I’ve ever attended – the thought leadership in this space is incredible
  • BitBlockBoom: Another great Bitcoin-only conference: many friendships made and solidified here
  • Kansas City Bitcoin Summit: Great meetup with a(n almost) local Bitcoin group
  • Mining Disrupt: Proves just how much “Bitcoin-only” leads to better signal

Presentations

  • Simply Bitcoin appearance: Appeared as a guest on a live show to discuss some of the topics on this website
  • 5th Bitcoin Block Party in KC: Asked to speak during the event after my appearance on the Simply Bitcoin live show
  • More executive presentations: Gave the “Bitcoin should be on the balance sheet” pitch to the Board of Directors

Bitcoin-only

  • Migrated IRA: Moved from iTrustCapital to Unchained for a multi-sig, self-sovereign IRA

No Spam Allowed

  • Switched to Knots: After conversations with Bitcoin Mechanic in meatspace and researching the travesty of Bitcoin Core 30, it was the obvious answer

Started Wichita Bitcoiners

  • Inaugural meeting: Great time meeting with people of all skill sets and experience levels

Personal Progress

  • Portfolio recovery: Back to a disciplined accumulation through dollar-cost averaging
  • Security posture: Maximum security practices with redundancy
  • Teaching effectiveness: Better at explaining complex Bitcoin concepts
  • Psychological health: Much healthier relationship with Bitcoin

2026: Present Day - Different Kind of Wealth

Personal Touch

In 2026, I continue to meet face-to-face with Bitcoiners:

  • Wichita Bitcoiners: Set up a website (wichitabitcoiners.com) to coordinate further meetups
  • Heatpunk Summit: Presenting with the President of TESSERE about heating commercial buildings with miners
  • BitBlockBoom: Attending to continue to collaborate with Bitcoiners around the country

Continued Growth

The Bitcoin story never ends:

  • Ongoing learning: Lightning Network, privacy tools, technical developments
  • Community service: More people needing guidance as Bitcoin adoption grows
  • Personal development: Still learning, still making (much smaller) mistakes
  • Education evolution: Finding better ways to teach Bitcoin concepts
  • Purpose: Helping others avoid the mistakes I made

The Complete Lessons Summary

Technical Lessons (The Hard Way)

  1. Not your keys, not your Bitcoin: The most expensive lesson, learned multiple times
  2. Seed phrase security: Never, ever store seed phrases digitally
  3. Exchange risk: Only keep trading amounts on exchanges
  4. Backup everything: Test backups, verify recovery processes
  5. Address hygiene: Never reuse Bitcoin addresses

Psychological Lessons (Even More Expensive)

  1. FOMO kills: Emotional trading always leads to losses
  2. Market timing impossible: Dollar-cost averaging beats genius
  3. Get-rich-quick is a trap: Bitcoin is not a lottery ticket
  4. Patience pays: Long-term thinking beats short-term gambling
  5. Humility required: I don’t know everything, and that’s okay

Security Lessons (The Most Important)

  1. Security first, always: Convenience costs more than you think
  2. Assume you’re targeted: Act like hackers specifically want your Bitcoin
  3. Defense in depth: Multiple layers of security protection
  4. Test everything: Verify backups, transactions, recovery processes
  5. Stay updated: Bitcoin security practices evolve over time

The Story Continues

Bitcoin taught me:

  • What money actually is: Store of value, medium of exchange, unit of account
  • The importance of security: Digital asset protection is non-negotiable
  • The value of patience: Long-term thinking beats short-term gambling
  • Power of community: Learning together is better than failing alone
  • The need for humility: Recognizing what you don’t know is strength

My Bitcoin story has cost me over half a million dollars in direct and indirect losses, so…don’t be Chad.


Want to share your own Bitcoin journey? I’d love to hear your story (anonymously if preferred): chad@dontbechad.com

Last updated: February 2026